Thursday, April 06, 2006 - 08:07 am, by: Stephen Wilson(Stephen_wilson)
To all, I've just had a quote for Insurance from Just Cars for my 91 Soarer V8.Valued at $14,000 which I thought was reasonable.The quote came in at $1,700+ pa. Have a clean driving and no accident record for over 12 years and over 55.Can't believe the quote. Any thoughts on who I might try??
David Vaughan Goo Roo ACT UZZ31 V8 manual and Lexus IS300
Thursday, April 06, 2006 - 09:09 am, by: David Vaughan(Davidv)
Shannons. I pay not much over a third of that for a higher valued car and otherwise have a similar profile to yourself. Location and whether it is garaged will also affect the price.
I have agreed value of $30000 with Shannons, and I'm allowed to have all modifications, so long it's engineered and street legal. I pay $1516.79/pa. I'm 61 and have max NCB but live in Sydney.
Saturday, April 08, 2006 - 03:38 pm, by: Stephen Hicks(Nomad)
I cant believe they quoted you that much, I'm 21 with a 1997 VVTI turbo soarer and I pay $1690 p.a with Just Cars and I was 20 and on P's at the time. Oh and agreed value of $20K
Saturday, October 28, 2006 - 10:10 pm, by: Dave Hart(Davyboy)
Getting insurance under your parents name as a named driver is one way but not sure if the car has to be in their name and you may not be allowed to be the main driver, i.e. only say 25% of the time. It's no good lying to the insurance company as they'll try and get out of any claims any way they can. Also using your parents insurance will mean that you'll never get a no claims bonus. Best to get the best you can, at least 3rd party, and pay monthly. Once you get to 25yrs old then premiums drop.
Saturday, October 28, 2006 - 10:17 pm, by: Dave Hart(Davyboy)
Also if you do all your business through a bank, i.e. mortgage, house+contents+cars and maybe even life insurance you could get a good deal. I'm with Westpac and only pay $20 odd/month, full NCB.
Saturday, October 28, 2006 - 10:36 pm, by: David Vaughan(Davidv)
It is no longer true that you get no no-claim bonus when the car is insured in someone else's name. Contrary to how it was when I was first buying insurance, you can now get a NCB provided only that you have an accident-free and offence-free record, regardless of in whose name the prior insurance stood. I know this from buying insurance for our own children after they had driven cars which for the first few years were in our names.