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  Soarer Central * General Soarer Chat * For insurance purposes Soarer or Lexus??? * Archive through January 17, 2007 Previous Previous    Next Next  

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Simon Adams
Newbie
ACT
V8

Posts: 1
Reg: 01-2007

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Tuesday, January 16, 2007 - 11:10 am, by:  Simon Adams (Simmo152) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Hey guys and gals,

This is my first post as soon I plan to buy a Soarer GT LTD v8 uzz32 but all the major insurance companies aami,nrma,allianz,(shannons because it an everyday car) will not insure the car.
I'm 29 years of age had a full license and comp insurance for over 10 years, never had a claim or traffic infringement of any description.
The only company that will insure it is just car insurance for $2124.00 comprehensive.

Does this seem about right? Is there any other insurance companies anyone can recommend?

Does calling it a Lexus SC400 GT change anything?

Thanks and I'm proud to be a member.
Simon
Tim Appleton
DieHard
QLD
UZZ31

Posts: 504
Reg: 07-2005

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Tuesday, January 16, 2007 - 11:56 am, by:  Tim Appleton (Timbo) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Simon.

I've had NRMA tell me that they won't insure a Soarer because it's an import, but they have an SC400 on their list. I didn't bother with them anyway. The major companies said that they didn't insure imports, and since all Soarers and SC400s are imported then I don't like your chances.

Have you tried Elders? There are a few threads on insurance, but haven't been many lately. Try a search of the forum and I'm sure you'll find a few alternatives to the ones you've tried.
Phil Gibson
DieHard
WA
'94 black/black UZZ31

Posts: 890
Reg: 07-2005

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Tuesday, January 16, 2007 - 11:58 am, by:  Phil Gibson (Sciflyer) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Simon you should be paying half that price, even less depending on your location and the car
Luke Nieuwhof
Goo Roo
WA
Soarer TT

Posts: 1820
Reg: 07-2005

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Tuesday, January 16, 2007 - 12:27 pm, by:  Luke Nieuwhof (Luke_nieuwhof) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Must live in the bad area of Canberra haha.
Tim Appleton
DieHard
QLD
UZZ31

Posts: 505
Reg: 07-2005

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Tuesday, January 16, 2007 - 12:44 pm, by:  Tim Appleton (Timbo) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Would that be the area where the pollies live?
David Vaughan
Goo Roo
ACT
V8 Ltd manual

Posts: 2827
Reg: 07-2005

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Tuesday, January 16, 2007 - 12:51 pm, by:  David Vaughan (Davidv) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

The pollies do not live here. They prefer their own kind. Screeek go the claws across the blackboard.

Elders do insure the car. Their office is in Mawson behind Hair Affair. They know it as an SC400.

Shannons also insure them (they did mine before I switched) so I have no idea why you are having trouble with them. Have you visited their Fyshwick office?
Kim Nguyen
TryHard
WA
Soarer TT

Posts: 325
Reg: 03-2006

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Tuesday, January 16, 2007 - 01:54 pm, by:  Kim Nguyen (Kim) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

My car is insured with Just Car and its about 1300 full comp im 22. other places didn't want to know me or was too expensive because of my age.
Mike Bradberry
TryHard
Queensland
V8 Limited

Posts: 434
Reg: 07-2005

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Tuesday, January 16, 2007 - 02:22 pm, by:  Mike Bradberry (Halflife) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Firstly, welcome Simon. I can't understand what's going on for you with Shannons. I'm insured with them and my car is an everyday car. I'd contact them again and talk with someone else.
Daniel Czechowski
Goo Roo
Western Australia
Soarer GT-T

Posts: 2189
Reg: 07-2005

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Tuesday, January 16, 2007 - 03:07 pm, by:  Daniel Czechowski (Dan) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Whoa!!! What the hell? Shop around, something is not right.

I'm with HBF, give them a call. As a guide my premium is 1050 which incudes no claim bonus protection, and top no claim bonus rating. Excess is 350 bucks or thereabouts and I'm 25. Location wise I live in a normal modern middle class suburb, no bad crowd or crime or anything like that in the area. Maybe they just don't like a UZZ32, ask them to quote a UZZ31 as well and see what the difference is...
Kieran McIlwain
Tinkerer
Queensland
UZZ31 V8 Limited

Posts: 79
Reg: 08-2006

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Tuesday, January 16, 2007 - 08:56 pm, by:  Kieran McIlwain (Exocet) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

My quote from Just Car Insurance is sitting next to me for $1448, and I'm a 19 year old driver. That's fully comprehensive with agreed value of $11,500. That's a UZZ31 LTD - it may be the rarity of 32s out there which is jacking the premiums up.
Daniel Lee
DieHard
Victoria
Soarer GT Limited UZZ31 V8

Posts: 964
Reg: 07-2005

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Tuesday, January 16, 2007 - 09:39 pm, by:  Daniel Lee (Son_gokou) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

I'm with Just Car Insurance with comprehensive and my premium is $910, agreed value of $17,000.
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder

Posts: 1179
Reg: 03-2006

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Tuesday, January 16, 2007 - 10:05 pm, by:  Daniel Clarke (Dieseltrain) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Im with Just Cars, was 27 when i took out the policy and paid bloody $1800 for 12,000 value. With mods.

No Priors, full license and all.
Adam Lonergan
TryHard
Victoria
UZZ32

Posts: 434
Reg: 08-2005

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Wednesday, January 17, 2007 - 09:31 am, by:  Adam Lonergan (Alchemistal) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

I've just gone through the process again, as my insurance is due in Feb for my 32.

Elders - NO soarers (was read the policy on the phone, although it seems like a few agents 'bend' the rules).

Shannons - Good, will do my car as a daily driver and offer a few extras now it's +15 years.

JustCars - OK, cheaper than Shannons, but possibly not as good as I think you have to use their repairer.

Unique Cars (have merged with Vigil) - VERY good price, seem to be offering the same 'features' as Shannons including choice of repairer, 1st rights on the wreck (I was told the wreck was free IF you were a member of a car club [including the ALSC, even though I explained it wasn't registered/incoporated/whatever] but I don't think I saw this in writing anywhere), free annual windscreen, nominated value, fleet option if you have lots of cars, happy with ALL mods (stated they would NOT insure my stock A4 turbo unless I did engine/performance mods). THEY WILL NOT INSURE IN INNER SYDNEY. I'm not sure of the limitations on age or driving record. I think it's nominated drivers ONLY (exceptions of valet/workshop/mechanical servicing staff). I think there is also a discount on multiple vehicles and they WILL deal with insurance brokers unlike Shannons.

LEGAL DISCLAIMER: Please confirm the above is correct YOURSELF before making any financial decisions.
Richard Johnson
TryHard
Florida, USA
SC300 1JZ-GTE Swap

Posts: 169
Reg: 06-2006

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Wednesday, January 17, 2007 - 09:42 am, by:  Richard Johnson (92soarertt) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

I pay $90 a month full coverage. Progressive Direct :-)
Simon Adams
Newbie
ACT
V8

Posts: 2
Reg: 01-2007

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Wednesday, January 17, 2007 - 11:41 am, by:  Simon Adams (Simmo152) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Hey Thanks all,

I got a quote for comprehensive with Elders $804.98 insured for $12000

Thanks Tim Appleton I would not have even considered Elders for car insurance

Thanks everyone for your advice
Darryn Dewar
DieHard
Gisborne
UZZ30 Soarer

Posts: 532
Reg: 09-2005

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Wednesday, January 17, 2007 - 12:59 pm, by:  Darryn Dewar (Mrphreak) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

I'm pretty sure Don got his insurance cheaper by calling it a SC400 as opposed to a Soarer...But that's in kiwiland where we don't need a mortgage to insure cars.

I insured mine as a Soarer as that's what it's registered as and I don't want to give the insurance company an easy out if I need to claim.
Iain Morrison
TryHard
NSW
2JZ-GE JZZ31

Posts: 139
Reg: 05-2006

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Wednesday, January 17, 2007 - 04:22 pm, by:  Iain Morrison (Iain) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Try Dawes Underwriters.
http://www.dawes.com.au/
My premium is $800. Insured for market value (whatever that means)and I live in Sydney's inner west. The guy there is a Soarer owner as well.
Peter Nitschke
JunkFilterer
South Australia
GT4.0 V8

Posts: 6858
Reg: 11-2004

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Wednesday, January 17, 2007 - 07:54 pm, by:  Peter Nitschke (Pen) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

When I contacted Elders, they said they don't do agreed value policies. Just market value.
Jan Christiansson
TryHard
NSW
Soarer V8 SC Manual

Posts: 290
Reg: 07-2005

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Wednesday, January 17, 2007 - 08:22 pm, by:  Jan Christiansson (Janoc) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Market value means that you will get max $9000 (probably less) if you have a wright off.
Peter Nitschke
JunkFilterer
South Australia
GT4.0 V8

Posts: 6859
Reg: 11-2004

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Wednesday, January 17, 2007 - 10:49 pm, by:  Peter Nitschke (Pen) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Could be. They said it would require a valuation and all sorts of other stuff.

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