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Avin Luther
DieHard
vic
Soarer uzz31 Limited

Posts: 781
Reg: 07-2005

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Sunday, February 26, 2006 - 07:20 pm, by:  Avin Luther (Lex_luther) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Allright, this is hardly going to go down well on a forum becoming increasingly populated by young hoons, but i just wanted to share a few things that i was no doubt told about 5 or so years ago and would have ignored.....

Owning a car is very expensive.. owning a performance car is even more expensive, and is a luxury item! consider this when you budget your cash.
Modifying a performance car is almost stupid at a young age... it increases your insurance costs, its a highly depreciating asset and most likely will get you in trouble with the law and again increase your insurance and incur fines.

Consider if you are at uni that the govt offers a 25% discount for an upfront payment of HECS debts. this is worth looking at, as there is no way when you start to look at investing later in life that you would get such a return on an investment without a considerable risk attached. And you will want to think about investing once you finish studying and earning money, but instead your pay cheque is eroded by bloody HECS repayments.
If you wait a few years til you start to modify your car, or even buy an expensive car, in the mean time invest your money or pay HECS upfront, you could have u to twice as much when you do decide to splash out and reward yourslef.

Chicks do not care what sort of car you are driving, i would even go as far as to say they willl probably think you are a bogan, or w*anker for driving around in a bling hotted up car, Most girls hate noisy exhausts etc, and i been with more than most of you!

pay off your car, or save to buy it. interest is a killer if you ignore it. Then maintain it well, so it doesnt cost you more and then perhaps if it doesnt put you into debt or you have looked after you financial responsibilities first, reward yourself with a nice pair of wheels etc.


I am not one to talk, as i am addicted to spending money on my car, when i have it, but also sometimes when i dont .... or shouldnt.

This forum does nothing but encurage it, and whilst we all love it, driving a 170rwkw V8 or 230rwkw TT with an LCD screen and 19 inch rims, will not bring you happiness when you dont have enough money to take that cute girl out for dinner, and your credit cards are maxed out!

And it would definetly not put a roof over your head..
anybody considered selling their car lately to put a deposit on a house? or even start up a margin lengin share portfolio? then in 10 years time buy a bloody porsche!


All the best guys and girls..

My 2c for the week.
Tamatha Chapman
Tinkerer
SA
V8 GT LIMITED

Posts: 41
Reg: 02-2006

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Sunday, February 26, 2006 - 08:44 pm, by:  Tamatha Chapman (4ltrv8) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


Avin Luther wrote on Sunday, February 26, 2006 - 07:20 pm:

Chicks do not care what sort of car you are driving, i would even go as far as to say they willl probably think you are a bogan, or w*anker for driving around in a bling hotted up car, Most girls hate noisy exhausts etc, and i been with more than most of you!




Who are you kidding?? Nearly EVERY female I know judges a man on the car he is driving (first impressions DO COUNT). What do you think would go through a girls head when she has 2 guys to choose from? Go for the one with the piece of car - as ONE DAY HE MIGHT have money in the bank? or go for the guy with the hot car? - who cares if he is broke, you'll at least look good and girls can pay you know. Maybe with 'all the females' you have been with, they didn't stick around after being referred to as 'chicks'.



Avin Luther wrote on Sunday, February 26, 2006 - 07:20 pm:

I am not one to talk, as i am addicted to spending money on my car, when i have it, but also sometimes when i dont .... or shouldnt.

This forum does nothing but encurage it, and whilst we all love it, driving a 170rwkw V8 or 230rwkw TT with an LCD screen and 19 inch rims, will not bring you happiness when you dont have enough money to take that cute girl out for dinner, and your credit cards are maxed out!




As for this comment... my god do you need to get a life. THIS FORUM is for people who own Soarers to get advice and opinions from other car owners. At no stage when I joined was it stipulated that I HAD TO follow the advice given and spend more than I wanted to on the car. It's each persons CHOICE what they do or don't do to their own vehicles. As for your own expenditure, obviously with the list of mods and accessories on your vehicle you classify your car as your girlfriend. Not all people (even those under 25) are on an income that means they have to choose between having fun and investing in the future. Even if they are broke, why can't the girl pay?


So, how can you say your advice is for 'young hoons' when I know plenty of people in the older age bracket that spend MASSIVE amounts on their cars. eg, classic adelaide - old people - real expensive cars. Gazzanats - all ages - real expensive cars. It's called having a hobby...maybe you should get one.
Haydn Crandell
TryHard
NSW
TT 2.5

Posts: 305
Reg: 11-2005

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Sunday, February 26, 2006 - 08:49 pm, by:  Haydn Crandell (Haydn) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


Avin Luther wrote on Sunday, February 26, 2006 - 07:20 pm:

Most girls hate noisy exhausts etc, and i been with more than most of you!






you big stud you lol.but your right,well dont know about having more girls then most, but the rest i can relate to ,i have wasted loads on cars SS commodores .SS toranas. GTR-XU1,the list gos on .wasted heaps of $$$$$$$$$$.
Greg Nikitiuk
TryHard
Vic
Soarer TT

Posts: 232
Reg: 07-2005

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Sunday, February 26, 2006 - 08:57 pm, by:  Greg Nikitiuk (Jestr) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

haha
Avin put your money where your mouth is...I want to see you in a hyundai or Kia, you big stud!!

Upload
Haydn Crandell
TryHard
NSW
TT 2.5

Posts: 306
Reg: 11-2005

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Sunday, February 26, 2006 - 09:14 pm, by:  Haydn Crandell (Haydn) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

come on avin with mods like yours we all know your a hoon!!
Ian Johnston
TryHard
South Australia
UZZ30 GT 4.0

Posts: 483
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Monday, February 27, 2006 - 07:15 am, by:  Ian Johnston (Ted) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Avin, your theory sounds OK. I agree with what you are saying, but I dont think anyone will get the point and change.
I am 52, and I just bought a new motor bike because I cant help myself, so some of us oldies wont grow up either.
Matthew Sharpe
TryHard
North Island
3.0 GT

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Monday, February 27, 2006 - 07:58 am, by:  Matthew Sharpe (Madmatt) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Yup, its all good advise that won't be taken, but I would offer the following to counter it.

Its true that you are only young once, and you need to enjoy the time that you are young. Getting a good eduation and career will in most cases ensure you have money later in life, so enjoy your car now before you get old and look stupid in it.

In short, you can always get more money, you can't buy back your youth.

And SOME chicks are attracted to cars - in my experience, they are not the ones you want to have any meaningful relationship with - but no offence intended - thats just my experience.

Avin Luther
DieHard
vic
Soarer uzz31 Limited

Posts: 783
Reg: 07-2005

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Monday, February 27, 2006 - 08:12 am, by:  Avin Luther (Lex_luther) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

yes i agree with you matthew, 'some' girls are into cars but they are not my target demographic! perhaps they all live in adelaide...

Tamatha, thanks for your comments, you have proven to be a valuable addition to the soarer community!

"Nearly EVERY female I know judges a man on the car he is driving " You have got to be joking.. let me guess you hang out at a Mcdonalds Carpark in a crop top on friday nights!
Obviously as you are on a car forum, you yourself are into cars so you are hardly an unbiased commentator.
My use of the word "chicks" relates not so much to my characterisation of the girls i sepnd time with but is aimed merely at relating to my target audience.

"my god i need to get a life" ...how about you go and get ....
This forum / club has slowly declined as younger guys/ girls are affording soarers, the older knowledgeable members are bored with the same old commentray and are leaving / not posting much anymore... I just thought i would write up something a bit different and USEFUL for a change.
Any way, perhaps if you had been around longer you would know who are the valuable contributing members to this community, who HAS a hobby, and a life and yes the forum is for advice about cars, one aspect of this advice is the financal aspect of owning / modifying one. If this is not a concern of yours, why dont you keep your immature little mouth shut so somebody else can benefit form it. The message is serious one, and i am speaking form experience... Yes i do have mods, but not all were necessary, and perhaps some members can take my advice and just think for a minute longer before snapping up that "bargain" because they "NEED" more power...


Greg i will be putting my money where my mouth is.
After i do Phillip Island, i wont spend much more on the car. I wont sell it as it is in good nick, and i wont get my money back. My isurance isnt so bad these days and i dont drive it enough anymore to worry about petrol.
Rob Andreacchio
Moderator
Victoria
UZZ31 V8 / JZZ30 TT

Posts: 1239
Reg: 01-2005

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Monday, February 27, 2006 - 08:22 am, by:  Rob Andreacchio (Reepa) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


Avin Luther wrote on Monday, February 27, 2006 - 08:12 am:

If this is not a concern of yours, why dont you keep your immature little mouth shut.





Avin Luther wrote on Monday, February 27, 2006 - 08:12 am:

let me guess you hang out at a Mcdonalds Carpark in a crop top on friday nights!




Even though I am laughing my ass off right now, I think I should do the right thing and nip this in the butt before it potentially gets out of hand.
Benny Gammelmark
Goo Roo
NSW
V8 UZZ31

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Monday, February 27, 2006 - 08:38 am, by:  Benny Gammelmark (Oldfield) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

I have over time spent a lot of money on cars and even more on having a good time and haven't regretted doing so. I may have bought the wrong car once or twice but I have truly enjoyed doing so.
I don't own a house but who cares? Life is for living and not for wasting away trying to become rich.

I think the thing about girls being into cars is a question of environment. You cannot say that a girl that enjoys cars is of a certain type. I've known a number of level headed girls (and some not so level headed) that just loves cars.
Mel Morgan
TryHard
Qld
Soarer V8 UZZ32

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Monday, February 27, 2006 - 08:40 am, by:  Mel Morgan (Active8) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Good idea Rob, I was going to comment on that one but I will stay quiet, for now.
Tamatha Chapman
Tinkerer
SA
V8 GT LIMITED

Posts: 43
Reg: 02-2006

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Monday, February 27, 2006 - 08:44 am, by:  Tamatha Chapman (4ltrv8) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


Avin Luther wrote on Monday, February 27, 2006 - 08:12 am:

"Nearly EVERY female I know judges a man on the car he is driving " You have got to be joking.. let me guess you hang out at a Mcdonalds Carpark in a crop top on friday nights!




No I don't hang out in car parks. Have better things to do. And as for being immature - check my profile - am over 30 with a professional career and yes I do have a degree! (possibly why I ensure my spelling is correct).



Have grown up my entire life in the car scene. Am the first in my family to break away from the older style cars (55 chevy, impalas, XA GT's etc) and go into the imports. My parents were part of the original 'street machines', and brother continues in their steps with his car (previously one of the australian top 10 drag cars). With their engine re-con's costing over $20g's and the mods which leave most behind, I think I can speak with some knowledge as to how much time, love, sweat and money gets put into their cars.

As for being immature? well, if you can seriously be offended by a stranger on this forum - you obviously are wound up a little tight and could use a holiday
Avin Luther
DieHard
vic
Soarer uzz31 Limited

Posts: 785
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Monday, February 27, 2006 - 08:53 am, by:  Avin Luther (Lex_luther) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Tamatha: I am not offended by you...
I do not care what you or your family do.
Your age and career do not equal maturity.
I am not replying to your posts anymore. You may do as you wish.

I posted this just so certain members can think twice before spending ALL their money on their car. If this advice does not pertain to your circumstances, or you do not have anything HELPFUL to add, then dont!

I only put the "girls" example in as a bit of entertainment, and to prove that your motivations for doing up a car, be it your mates, your need for speed or you think its cool to cruise the strip, this need will one day seem fruitless.
I used to think, I am young now.. And will make money later... But its not that simple.
Matthew Sharpe
TryHard
North Island
3.0 GT

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Monday, February 27, 2006 - 09:02 am, by:  Matthew Sharpe (Madmatt) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


Benny Gammelmark wrote on Monday, February 27, 2006 - 08:38 am:

I think the thing about girls being into cars is a question of environment.




Thats not what I meant and apologies to anyone who took it that way. I was refering more to the type of woman/person who judges the suitability of a mate based on the car they drive. Of course many women are car nuts and are still level headed. More often than not its the ones that know nothing about cars but still want a boyfriend with a ferrari that you have to worry about!
Tamatha Chapman
Tinkerer
SA
V8 GT LIMITED

Posts: 44
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Monday, February 27, 2006 - 09:38 am, by:  Tamatha Chapman (4ltrv8) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


Avin Luther wrote on Monday, February 27, 2006 - 08:53 am:

and to prove that your motivations for doing up a car, be it your mates, your need for speed or you think its cool to cruise the strip, this need will one day seem fruitless.
I used to think, I am young now.. And will make money later... But its not that simple




Mate, you get so serious.

At any age, if you think that making money is the most important thing in life. Your loss. personally I think Family, Health and happiness are the three most important. No amount of money can replace any of these things once lost. If you had ever have (unfortunately) lost any of the above three you would understand how useless money is. If you have it- enjoy it. If you don't - accept it. Make the most of what you HAVE not what you WANT.

As for following your passion for modifications to cars being fruitless. How do you explain such a thriving industry to supply such a demand. The people who generally start or own such businesses do so because it is something they enjoy. Behind most of these industries are wives and girlfriends who support their men in their pursuits for happiness, and then wealth.

As for being controversial? How else can you get such a lively debate where you can get both entertainment and knowledge. The more you discuss the more that you can gain through the people involved. I never meant any offence, was just stirring the pot. But I thank you for livening up my otherwise boring Monday morning.
Peter Nitschke
JunkFilterer
South Australia
GT4.0 V8

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Monday, February 27, 2006 - 09:40 am, by:  Peter Nitschke (Pen) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Forums such as SC also provide entertainment value along with all the other good stuff. I think this thread has a mix of both, and is all well intentioned even if it doesn't always look that way.

Keep the name calling out and this would be a good read.
Lawrence Ostle
Tinkerer
NSW
tt

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Monday, February 27, 2006 - 10:01 am, by:  Lawrence Ostle (Lawrence) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Avin - OUCH - looks like you touched a nerve !

Can anybody say 'shallow'? being attracted to the car instead of the driver hardly says much about the attractee does it?

Sadly as Soarer's age and become more affordable the younger set will buy them and waste money on this rapidly depreciating liability.

Avin your advice is pretty sound, sadly for 99% of those on this forum it is either too late or will be ignored....
Rob Andreacchio
Moderator
Victoria
UZZ31 V8 / JZZ30 TT

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Monday, February 27, 2006 - 10:07 am, by:  Rob Andreacchio (Reepa) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Where was Avin 2 years ago??? lol

Anyone selling an auto transmission?? haha
David Vaughan
Goo Roo
ACT
Soarer GT-L (4.0 V8) Lexus is300 (3.0 VVT-i 6)

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Monday, February 27, 2006 - 10:20 am, by:  David Vaughan (Davidv) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Being an old bloke who always drives 10 km/h below the speed limit I have been a bit cautious about entering this thread but wtf. None of this comments on Tamatha vs Avin because that part seems just a teensy-weensy bit irrelevant.

I agree with Benny's tag line that life is too short for bad cars and cheap wine but there is a hell of a lot to be enjoyed in life and much of it is helped by money. It is sad economic fact that modifications to your car basically represent throw-away money. Even the crappiest base model BMW 318 has a higher percentage retained value than the same car with optional extras.

One strategy to deal with this is always to buy the best car you can afford but not to modify it, so you drive well but have lost less money come changeover time. Maintain, yes but modify only if that is money not useful for making you richer to enjoy other things.

Of course you can see that I have modified my current cars and am still doing so (there will be two changes this week) but not for a second would I consider being in debt for it.

And Matthew ("you can't buy back your youth") don't be so damn pessimistic mate; you are underestimating what is coming to you. I would not have missed my youth but nor am I pining to buy it back.
and and lose neither their appeal nor their fulfillment even if the latter two might find you experimentally using fine wines and opera rather than dope and Pink Floyd


I can not help but notice also that Avin has gained what looks close to a record vote count for his first post above.

Oh well, time to get
Kate Green
TryHard
NSW
TT

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Monday, February 27, 2006 - 11:46 am, by:  Kate Green (Mischief) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Stu and I have spent at least 100k on cars and boats, bikes during the last 17 years. This money would have paid for the 1st house we bought....oh my...money thrown away? Well yeah, but we have no kids and have a fair few investments for our future. I love cars also and enjoyed, particularly with the skyline, to spend lots of money modifying her, only to lose shedloads when she sold a little while ago. Definately don't have a background in cars as Tamatha has, having only become obsessed about 5 yrs ago and I don't judge a person by the car they drive. Avin makes financial logical sense if you think with the head, but, my heart rules when it comes to cars, sometimes I wish it didn't. Stu and I work bloody hard at times for our money and we attempt to take a balanced approach to all things financial (note: attempt) Having said all that, like Ian, we are just about to buy a harley.....anyone want to buy an Aprilia dual purpose 650cc bike????? ..learner legal...Hahahahaha.....heart = 100,0000 - head = a big fat zero.
Shane Ilich
DieHard
W.A.
Manual Single T

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Monday, February 27, 2006 - 11:56 am, by:  Shane Ilich (Ferret) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


Avin Luther wrote on Sunday, February 26, 2006 - 07:20 pm:

and whilst we all love it, driving a 170rwkw V8 or 230rwkw TT with an LCD screen and 19 inch rims, will not bring you happiness when you dont have enough money to take that cute girl out for dinner, and your credit cards are maxed out!




amen to that.....its certainly a situation that i am/have been in for about 6 months now, am slowly on my way out of it, finally, but i have certainly noticed that leaving yourself with only 40 bucks of disposable income for the week makes it difficult to find/keep a girlfriend entertained.

and before i get flamed for this - yes, girls can pay, and i am more than happy for them to, but at the same time, if its still in the very early stages of a relationship, a girl is always going to get tired of hearing "i dont know if i can afford it, babe, im, pretty broke" week in, week out.


Tamatha Chapman wrote on Monday, February 27, 2006 - 09:38 am:

Mate, you get so serious.

At any age, if you think that making money is the most important thing in life. Your loss. personally I think Family, Health and happiness are the three most important. No amount of money can replace any of these things once lost. If you had ever have (unfortunately) lost any of the above three you would understand how useless money is. If you have it- enjoy it. If you don't - accept it. Make the most of what you HAVE not what you WANT.




ok, not knowing Avin personally at all, i MAY be on the wrong track here, but i THINK i get where he's coming from, cos im sorta hitting the same point. i'll explain it from my perspective, and suggest that i think its where Avin's coming from in posting this up as well.

i'm hitting mid-20's, still studying, having just embarked on a PhD. I'm watching a lot of my mates, who finished uni 2 years ago, start to get their careers on track, they've got payrises etc, earning a decent wage. Things like dinner after work on friday nites, and then heading out, spending 100+ bucks in a night easily, are not a problem for them, whereas this would represent about a third of my weekly wage. Saturday bbqs, out saturday nite, round of golf sunday morning, maybe out for a late lunch or sunday session in the arvo...all of these are becoming stock standard features of our weekends. well, THEIR weekends, cos im finding myself having to be selective about what i do, due to financial constraints. Conversations are beginning to turn towards buying houses, investments properties, and the share market (it doesnt help that a lot of my mates are in accounting/marketing). Those who are in stable relationships are moving in together, either buying houses or renting nice places. Then there are the other couple of mates who have taken a year or two off to go travelling on round-the-world tickets.

I find myself watching all of this happen, and feeling as though i'm being slightly left behind at the moment. yes, i have decided to embark upon the postgrad doctorate, and yes, i was aware that the scholarship i would be on, whilst being enough to support me while i'm still living at home, could not be described as anytihng more than sufficient.

added to this, i have decided (well, i was compelled) to mod my car - the bug has bit, motorsport has always been in my blood, and i kinda figure that im only really gonna get 2 chances to this properly - once now, before i end up with too many responsibilities, and then later, once im financially secure and can afford the luxury of having a modified/motorsport car.

yes, i love my car, and yes, its awesome to build it up, and see all my hard work pay off. (and yes, it'll be fun to have close to 300rwkw!) but yes, there have been, and still are, times when i wonder whether it was really the smartest thing i have done, and whether i could have directed my limited income towards more effective means....its called opportunity cost.

sorry if this seems a bit rambling...but to Tamatha, all i would say in response to your comments about Avin being so "serious" - there's a lot of pressure felt by guys around our age (mid-late 20's), pressure to get ourselves set up financially, get a house, these sort of things...and for those guys in longer term relationships, the big M-word starts to loom, which entails not just the love/commitment bit, but from a guy's point of view, also puts further pressure to be financially secure and able to support his partner, and contribute to owning a house, car etc.

as i said, i dont know Avin personally, and i could be totally on the wrong track as to his motivations for starting this thread, but from my perspective, reading his first post, i certainly whole-heartedly agree with everything he said.
Mel Morgan
TryHard
Qld
Soarer V8 UZZ32

Posts: 105
Reg: 07-2005

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Monday, February 27, 2006 - 12:07 pm, by:  Mel Morgan (Active8) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)

Ok, I have re-read the original post and I have changed my view on this thread, (I'm a "chick" I can do that), comments were called for.
I can't say that I have ever judged a guy on the car he drives, if I were to do that I would probably not go for the one with the hotted up car, because most of them are show-off tossers. I went for the one in the little excel.

Unfortunately a lot of people don't listen to the cautions given about money spending, they find out later on that they should have saved it for an education or house. They see all these older guys spending the money on their cars and want to keep up.
Matthew Sharpe
TryHard
North Island
3.0 GT

Posts: 412
Reg: 10-2005

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Monday, February 27, 2006 - 12:10 pm, by:  Matthew Sharpe (Madmatt) Edit Post Delete Post Print Post   View Post/Check IP (Moderator/Admin Only) Move Post (Moderator/Admin Only)


David Vaughan wrote on Monday, February 27, 2006 - 10:20 am:

don't be so damn pessimistic mate




Bah, pessimism is great - you never get dissapointed!

Nah, its great that you have no regrets - and neither do I - youth is after all what makes you the person you are now, and if you are happy now, then how can you regret the past that brought you here? My advise was simply to enjoy what you have now, think about the future, but don't suffer for it. Also, 50 year old men driving Porshe's look stupid. Of course thats just my opinion.

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