Thursday, April 06, 2006 - 08:07 am, by: Stephen Wilson(Stephen_wilson)
To all, I've just had a quote for Insurance from Just Cars for my 91 Soarer V8.Valued at $14,000 which I thought was reasonable.The quote came in at $1,700+ pa. Have a clean driving and no accident record for over 12 years and over 55.Can't believe the quote. Any thoughts on who I might try??
Saturday, October 28, 2006 - 10:10 pm, by: Dave Hart(Davyboy)
Getting insurance under your parents name as a named driver is one way but not sure if the car has to be in their name and you may not be allowed to be the main driver, i.e. only say 25% of the time. It's no good lying to the insurance company as they'll try and get out of any claims any way they can. Also using your parents insurance will mean that you'll never get a no claims bonus. Best to get the best you can, at least 3rd party, and pay monthly. Once you get to 25yrs old then premiums drop.
It is no longer true that you get no no-claim bonus when the car is insured in someone else's name. Contrary to how it was when I was first buying insurance, you can now get a NCB provided only that you have an accident-free and offence-free record, regardless of in whose name the prior insurance stood. I know this from buying insurance for our own children after they had driven cars which for the first few years were in our names.