| Author |
Message |
Scott Gates
TryHard
SA
TT
Posts: 225
Reg: 03-2007
|
Hey everyone,
My insurance policy is up for renewal in two weeks. At the present i am with Just Car.
I am wondering if anyone knows of any other insurance companies who would insure under 25 driver of turbo vehicle? |
Karen Farmer
Tinkerer
WA
Soarer TT
Posts: 26
Reg: 12-2007
|
Nope.. When i was trying to insure mine just car is the only one who didnt laugh at hang up on me. Even shannons doesnt insure these cars. |
Ryan Rankovic
Goo Roo
Victoria
Soarer TT GT-TL
Posts: 1016
Reg: 07-2005
|
RACV insured my TT when i was 19 or 20. cant quite remember
edit: but i just noticed youre in WA so disregard this post  |
Graham Dollisson
Goo Roo
QLD
GTTL , Morris Marina, P76 V8 Super, P76 6cyl Deluxe
Posts: 1227
Reg: 07-2005
|
Karen Farmer wrote on Thursday, February 28, 2008 - 04:09 pm:Even shannons doesnt insure these cars.
They do, but not at your age!! |
Dylan Kent
Tinkerer
Tasmania
JZZ30 TT
Posts: 36
Reg: 03-2007
|
stick with just car mate. they'll still give you the best qoute for your age, but usually the excess is a little high. |
Karyn Cornwill
TryHard
Victoria
tt
Posts: 104
Reg: 08-2007
|
my son is with Shannons, his under 25 and he drives a turbo car |
Scott Gates
TryHard
SA
TT
Posts: 226
Reg: 03-2007
|
I may still give Shannons a call and see how much they would be in comparison.
But also Just Car can lower the premium but gain a higher excess.
Ryan i am in SA not WA, but yeah thanks for trying. lol |
Alen Sadikovic
TryHard
VIC
Soarer GTT
Posts: 476
Reg: 10-2006
|
just cars is pretty much the only ones and they are rip off too. they want $2650 for comprehensives and $2450 for excess...WTF  |
Rob Horton
Tinkerer
NSW
TT-L
Posts: 39
Reg: 07-2006
|
Give GIO Custom Car insurance a go, just make sure you ask for there lowest price! There first quote to me was around $3500 then when i hesitated and asked what my other quotes were i got them down to around $1400. They were better and cheaper in every way for me over Just Car. |
Ben Lipman
DieHard
NSW
Soarer TT manual
Posts: 663
Reg: 04-2006
|
I'm insured with Shannons. $970 odd premium for agreed value. Covers you if you bend it during a defensive driving course, which you will be hard pressed to find elsewhere. They also are pretty loose with the number of mods you have as long as you are up front with them. I once told NRMA I was looking at fitting new camshafts to my Gemini and they cancelled my insurance on the spot.
I have found that different Shannons agents have different agendas. The local Newcastle guy a few years ago flatly refused to talk to me about Soarers(or imports in general). I think he was a pushrod kinda guy. The guys at the Summernats stand, and in Darwin all but filled in the paperwork for me. The local Newy guy just did an Aristo for my mate. It pays to shop around, even inside the company. |
Scott Gates
TryHard
SA
TT
Posts: 227
Reg: 03-2007
|
Went to GIO website and they don't cover cars in SA. But had a link to another one of their companies which do, Suncorp... but don't cover under 25 years with turbo car.
Shannons only insure if "All drivers are aged 25 years or over."
Looks like back to square one. |
Glen Muller
TryHard
Victoria
V8 Soarer UZZ31
Posts: 184
Reg: 12-2007
|
Karen Farmer wrote on Thursday, February 28, 2008 - 04:09 pm:Even shannons doesnt insure these cars.
They insure Soarers - it helps to be a member of a car/bike club. They like that.
I'm with Just Car - I'm not even going to mention my premium... but I have a conviction. |
Glen Muller
TryHard
Victoria
V8 Soarer UZZ31
Posts: 185
Reg: 12-2007
|
Scott Gates wrote on Thursday, February 28, 2008 - 07:02 pm:Shannons only insure if "All drivers are aged 25 years or over."
Makes sense. I'm 25 - but they wouldn't insure me for quids. See above post! |
Karyn Cornwill
TryHard
Victoria
tt
Posts: 105
Reg: 08-2007
|
Shannons SA must be different policy to here in Vic. As i said my son is under 25 and been with them coming up 2 years, |
Dylan Kent
Tinkerer
Tasmania
JZZ30 TT
Posts: 38
Reg: 03-2007
|
When i got my insurance with just car, the lady on the phone quoted me $2200 with a $900 excess. I jumped on thier web site, did an electronic quote, and it quoted me $1440 with the same excess! so just rang them up and gave them the quote number and unfortunatly my credit card details and bingo, insurance for $1440, and im only 22. |
Adam Lonergan
DieHard
Victoria
UZZ32 #369
Posts: 597
Reg: 08-2005
|
Try these guys... much better than Just Cars (my old insurers) or the Shannons quotes I got...
http://www.prestige.com.au/ |
Scott Gates
TryHard
SA
TT
Posts: 231
Reg: 03-2007
|
Hey Adam had a go at them just now.. and no luck
"Details of regular drivers (drivers must be aged 25 years or over and may be restricted to named drivers, or drivers over 30 for high performance models)." |
Adrain Parsons
TryHard
Qld
JZZ30 tt
Posts: 478
Reg: 08-2005
|
my insurance with shannons is $860 a year with and excess of $500, would have been $550 a year if my girlfriend was over 25. and i got an agreed value of $15000 |
Kyle Wathen
TryHard
Vic
GTTL
Posts: 426
Reg: 02-2007
|
I do not recommend these guys...
http://www.famousinsurance.com.au/
When i signed up with them I had to do the quote over the phone and the lady on the phone had no idea about anything car related at all.
So when i said can you send me the quote and all listed details on the policy before i paid, she said no we cant do that (first mistake on my part) was i paid 1/4 of the premium then and would wait for it to arrive in the mail before paying the rest. Of course it arrives in the mail and according to her my JZZ30 GTTL is now a JZZ31. So several issues later i got sick of dealing with them and cancelled the policy. No worries they said and they cancelled the policy that day. To get the refunded portion of my premium took over 2 months and i had to deal with 4 different people. After speaking to one guy, he said my policies cancelled but if i want a refund i'll have to email this guy (wasn't even a proper email - it ended with @bigpond.com).
Seriously if they charge an admin fee to cover the cost of policy cancellation surely they could communicate with someone else in the same company.
These guys are all too happy to take your $$$, but if you need them to do something forgot about it. I would hate to have to make a claim with them. |
Prayag Sharma
TryHard
vic
single turbo soarer
Posts: 134
Reg: 08-2007
|
try your luck here:
www.qbe.com.au |
Scott Gates
TryHard
SA
TT
Posts: 234
Reg: 03-2007
|
I tried famous insurance, not helpful at all. Was on the phone for ages just to find out they don't insure under 25 turbo.
And just tried qbe web site and soarer is not listed there. lol
But also remembered that is who my parents are with and i tried that when i first got my car and no luck, so i wouldn't think they would change.
Cheers for your help everyone, but it looks like the wall is just growing with companies that don't like turbo cars with younger drivers. |
Mike Triggs
Goo Roo
Western Australia
3.0GT G-Pack
Posts: 1020
Reg: 07-2005
|
Despite being over 50 and having a good record, as well as the n/a 3.0 Soarer, I had some ridiculous quotes for our car when we moved to WA (the previous company wouldn't insure the car once it left Norfolk Island). Elders came me a good quote ($810 p.a, payable monthly) with good excess ($250) for market value (which is probably more than we paid for the car).
Due to staff changes in the Elders Carnarvon branch I was dicked around a bit (lost paperwork to start regular deductions from my account) but all sorted now.
Shannons wouldn't insure me because my (employer supplied) house doesn't have a garage.
Whether Elders would insure an under 25 driver of a turbo, I don't know, but it wouldn't hurt to ask, and if knocked back, try another branch, as they do seem to vary from one to the other. |
Benny Gammelmark
Goo Roo
NSW
V8 UZZ31
Posts: 2076
Reg: 07-2005
|
Adam Lonergan wrote on Friday, February 29, 2008 - 12:50 pm:Try these guys... much better than Just Cars (my old insurers) or the Shannons quotes I got...
http://www.prestige.com.au/
I did a trial quote and I'm going to swap next time. Thanks Adam, it will save me $600 a year. I even listed all the mods. |
Scott Casey
Tinkerer
nsw
soarer v8
Posts: 19
Reg: 02-2008
|
shannons 1200 a yr
just car 2200 a yr
26yr old
1991 v8 73,000kms mods galore and no fines loss of licence ever!!!
shannons cheaper |
Adam Lonergan
DieHard
Victoria
UZZ32 #369
Posts: 599
Reg: 08-2005
|
Glad to be of help Benny. |
Callum Finch
Goo Roo
WA
Soarer TT & Corolla
Posts: 3799
Reg: 09-2005
|
Karen Farmer wrote on Thursday, February 28, 2008 - 04:09 pm:Nope.. When i was trying to insure mine just car is the only one who didnt laugh at hang up on me. Even shannons doesnt insure these cars.
They insured me; i'm 21.
However i notice you're a bit more younger than me >.> |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 92
Reg: 03-2007
|
I just gave Shannons a call. They won't insure my Soarer!!! GRRRR!!!
Their excuse was because it was a daily streeter.
Just car wanted $1600p.a. to insure - RIPOFF!
I had a look at the elders website and on that, it only notes about commercial vehicles.
Who do I contact in Sydney for Elders private car insurance? |
Iain Morrison
TryHard
NSW
2JZ-GE JZZ31
Posts: 173
Reg: 05-2006
|
Try these guys.
www.dawes.com.au |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 93
Reg: 03-2007
|
I just did an online quote with prestige.com.au (Lumley Special Vehicles). Fingers crossed!
Trying Dawes now. |
Adam Lonergan
DieHard
Victoria
UZZ32 #369
Posts: 600
Reg: 08-2005
|
I was in Supercheap on the weekend and heard over there annoying in-store broadcast that they are now doing car insurance. Don't bother contacting them as I found out they don't do Soarers. |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 94
Reg: 03-2007
|
This is the response I got from Elders:
"John, In response to your query we do offer car insurance but unfortunately we are unable to insure your vehicle if it is a grey import." |
Scott Gates
TryHard
SA
TT
Posts: 248
Reg: 03-2007
|
Tried Dawes.com.au this morning. Just got a reply of "We do not insure anyone under 25 years of age."
Callum, Shannons wouldn't insure me and i'm 20 |
David Vaughan
Goo Roo
ACT
V8 Ltd manual
Posts: 3702
Reg: 07-2005
|
Shannons do not normally do under 25s, like Dawes. In fact, Shannons ban under 25 drivers regardless of who is the owner and insurer.
Elders do different things in different places. They certainly insure Soarers in some places (I have had mine with them) but as I recall the only car on their list was not a "Soarer" but an "SC400" so perhaps the fact you have a TT killed it. |
Mike Triggs
Goo Roo
Western Australia
3.0GT G-Pack
Posts: 1021
Reg: 07-2005
|
John Khanh wrote on Wednesday, March 05, 2008 - 11:52 am:This is the response I got from Elders:
"John, In response to your query we do offer car insurance but unfortunately we are unable to insure your vehicle if it is a grey import."
John, I had that myself when I rang around in Melbourne (where we spent 7 weeks enroute to WA). You just have to try different branches as it's up to the insurance manager at each branch. |
Keenan Edinger
TryHard
WA
UZZ31 GT-L V8
Posts: 188
Reg: 02-2006
|
John Khanh wrote on Wednesday, March 05, 2008 - 09:28 am:I just gave Shannons a call. They won't insure my Soarer!!! GRRRR!!! Their excuse was because it was a daily streeter.
David Vaughan wrote on Wednesday, March 05, 2008 - 01:29 pm:Shannons do not normally do under 25s, like Dawes. In fact, Shannons ban under 25 drivers regardless of who is the owner and insurer.
Shannons WA must be different, because like Callum, I'm 21 and am insured with them. Cheapest company I could get, with my V8, all mods, agreed value and pay by the month. They must like us youngens better over here in the West?!!  |
Karyn Cornwill
TryHard
Victoria
tt
Posts: 111
Reg: 08-2007
|
Shannons in Victoria must be the only ones who will insure under 25, My sons car is heavily modified and the insurance is in his name Its not a soarer, maybe thats the difference, but still a turbo car, His coming up 2 years with them and his premium dropped this year for same agreed value. He'll be 24 this year. |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 95
Reg: 03-2007
|
...and I'm 29, going on 30! |
Keenan Edinger
TryHard
WA
UZZ31 GT-L V8
Posts: 192
Reg: 02-2006
|
Lol John, sorry mate, I meant to add in that I told Shannons that mine was a daily driver too and they still insured me. That was why I put your quote in to my post.
Not that there's anything wrong with being 29 going on 30 though.......! |
Iain Morrison
TryHard
NSW
2JZ-GE JZZ31
Posts: 174
Reg: 05-2006
|
Scott Gates wrote on Wednesday, March 05, 2008 - 12:59 pm:Tried Dawes.com.au this morning. Just got a reply of "We do not insure anyone under 25 years of age."
Sorry about that Scott. Being I'm am old bastard I never realised they didn't insure under 25's.
When I was under 25 insurers didn't care how old you were they just wanted your business.
Guys, to help out, maybe we should be saying which branch/office of which insurer we are using as it seems some branches of the same insurer will insure while others wont. |
Iain Morrison
TryHard
NSW
2JZ-GE JZZ31
Posts: 175
Reg: 05-2006
|
Oh, the other thing is, it is most certainly better to contact the insurer by phone rather than use their online quote system. This is most likely because their online quote system probably red flags certain answers automatically. |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 3104
Reg: 03-2006
|
I got my renewal from Just Cars... They wanted $1763 to insure it for an " AGGREED (my ass) " $9250... Dropping it from $12,500 from the previous year.
I called Shannons, and got the most useless woman ever !!! Was told that it would cost $2389 to insure it for agreed value of $14,000 with all current mods...
Called Just car back up. Said i was extremely unhappy that they drop the price so much! AND still wanted to charge me so much, SO i told her about the extra mods i have done in the last 12mths and the fact it is currently in a magazine..
She comes back 5 minutes later and says " Yep Daniel, We can insure your car for the agreed value of $14,0000 for a total of $1833..
Much better... Shannons sucked! Tried 2 times to get a decent price and both times i must have been put through to the reject farm! 2nd one told me " you already have a quote, and what makes you think i will make it cheaper for you?"..
Anyways, I dont care about paying $1833 to insure it.. Its covered! And im happy. |
Peter Nitschke
Junk Filterer
South Australia
GT4.0 V8
Posts: 8906
Reg: 11-2004
|
Just Cars did a V8 for me, agreed value $20,000 - $856 with a $400 excess.
It was also $100 cheaper when I gave them my home postcode instead of my work postcode. |
Keenan Edinger
TryHard
WA
UZZ31 GT-L V8
Posts: 193
Reg: 02-2006
|
Daniel has just clearly demonstrated what has been said many times over in all the numerous insurance threads that have come up over the years - It really does depend on who you speak to within the company!
Not to dispute your experiences in any way Daniel, from my personal experiences here in WA, I have had nothing but problems with Just Car the 2-3 years that I had been with them, plus they were always more expensive than others. Now that I've been with Shannons for a while, I could not fault them in any way, plus they have been the cheapest every time I have gone to renew.
So I guess it really does pay to shop around and see what the best deal is that you can get with your own personal circumstances. |
David Vaughan
Goo Roo
ACT
V8 Ltd manual
Posts: 3705
Reg: 07-2005
|
OK. Correction: Only in Canberra will Shannons not insure under 25s; possibly.
However, as said already it depends on the branch to which you go. In previous insurance threads I have said you should shop around every year, never renewing automatically. Keenan says much the same. It will save you money. |
Ryan McDonough
TryHard
NSW
JZZ30 TT
Posts: 409
Reg: 07-2005
|
Would have to agree with you Keeanan, I have never had a problem with Shannons, and they will even let me place my misses on the policy, and she is under 25. They are the cheapest, but then I also do not use it as a daily. |
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