| Author |
Message |
Russell Rohde
Tinkerer
Queensland
Soarer 1JZ 2.5L TT (JZZ30)
Posts: 38
Reg: 07-2006
|
I'm with Just Cars. I turn 27 this month.
Costs me $858 premium per annum. My excesses however, both suck and blow equally.
Car excess is $600.
Standard car excess - same on any car
Exotic excess is $400.
Cos it's a 2 door turbo sports car
Import excess is $400.
Cos it's a 2 door turbo sports car FROM JAPAN
Stereo excess is $600.
Cos there is excess of $5000 worth of stereo equiptment (according to their assessors)
Wheel excess is $400.
Cos the wheel's cost to replace $3500
Premium Excess is $500
If i add this excess, I drop the premium by a little over $100 per annum.
So you understand, for example, if my wheels are stolen while i'm out, I still have to pay all excesses except the stereo excess. i.e., I have to pay, Car, Import, Wheels, and Premium excess before I can get wheels replaced. It would cost me $2300 to replace my $3500 wheels.
When my insurance was due in December, I spoke with shannons and they quoted me EXACTLY the same, but without the $500 premium excess so my premium would have been $993. They also added 1 or 2 conditions. Could only drive 3times a month, Logbook must be kept, I am ONLY driver, Window on garage muse be blacked out and some God Almighty alarm system had to be installed.
Also, what pisses me off is that I'm in a secured estate with swipe card entry AND back to base home alarm monitoring with an onsite security guard (I know, security guards arent cops but they do deter some d1ckheads) and a decent aftermarket alarm on the car. None of which makes a difference to premium OR excess!! |
Keenan Edinger
TryHard
WA
UZZ31 GT-L V8
Posts: 194
Reg: 02-2006
|
That does suck hey!! |
Callum Finch
Goo Roo
WA
Soarer TT & Corolla
Posts: 3809
Reg: 09-2005
|
Still on the topic of Shannons (i love flogging dead horses) i dont think they have "Branches" per se... when i called i got a quote off a fellow who i think was Perth based, however after we finished on the phone (he gave a quote in the $23xx region) and it was all finished with i received another call.
This second call was from a nice young girl in SA who informed me that they were able to drop the premium below the $2k mark (bonza!)... we also got talking about Soarers and how she was interested in getting one.
Honestly guys i tried to warn her about getting one because of how many problems you have but she didnt seem to want to listen =\ Even suggested she read some of the horror stories on here!
So at the end of the day it worked out to be $19xx for full comprehensive and an agreed value of $25,000 covering any aftermarket mods/work. They give all the frills of choice of repairer and lifetime warranty on all repairs... yay!
The car isnt listed as a daily driver however and its stored in a secure/lockable garage.
PLUS its already had an attempted theft! =P Bastard almost got away as well. |
David Vaughan
Goo Roo
ACT
V8 Ltd manual
Posts: 3707
Reg: 07-2005
|
quote:i dont think they have "Branches" per se
Elders do. I had them in mind. However, ringing Shannons can be different from going to one of their shop fronts, and it seems that even over the phone you can get different stories. Incidentally, Shannons is owned by AAMI, IIRC. |
Scott Casey
Tinkerer
nsw
soarer v8
Posts: 20
Reg: 02-2008
|
tried elders when i was looking for insurance, they too like NRMA told me straight away that they do not do any imports |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 96
Reg: 03-2007
|
Well, just got my quote back from Dawes.
Insured Value - $8,000
Premium - $1415
Excess - $1,000
Now waiting for my quote from Prestige.com.au (Lumley Special Vehicles). |
Keenan Edinger
TryHard
WA
UZZ31 GT-L V8
Posts: 195
Reg: 02-2006
|
Just a comparison with Shannons for you John, I'm 21, V8, daily driver and I've had a few speeding fines....
Agreed value: $15000
Premium: $16xx
Excess: $700
And you get all the fruit that Callum was talking about. |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 97
Reg: 03-2007
|
$779 & covered woo hoo!!! 
Just got my quote from Lumley Special Vehicles - http://www.prestige.com.au/ which Adam Lonergan had recommended.
Insured Value - $8,000
Premium - $779 (which I can pay quarterly at no extra)
Excess - $500.
I jumped on the phone straight away and got cover.
Very happy. Thanks Adam & thanks LSV! |
Iain Morrison
TryHard
NSW
2JZ-GE JZZ31
Posts: 176
Reg: 05-2006
|
John Khanh wrote on Thursday, March 06, 2008 - 11:59 am:$779 & covered
John, does that include GST? What postcode? Mine is 2203 (high risk apparently). I just got quoted $939 incl. GST. $10000 insured value. Can also pay quarterly. $500 excess. Excellent deal. I'm taking it also. |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 98
Reg: 03-2007
|
Yeah Dulwich Hill is higher risk than Bexley (2207).
Annual Base Premium $668.28
FSL $7.35
GST $66.83
Stamp Duty $37.12
Total Yearly - $779.58
Half Yearly - $389.79
Quarterly - $194.90
I went the quarterly option as there is no additional charge for that & so it doesn't hurt my pocket all in one hit. |
Daniel Lee
Goo Roo
Victoria
Soarer GT Limited UZZ31 V8
Posts: 1362
Reg: 07-2005
|
I got a quote from Special Vehicles too and they are expensive then Shannons.
Insured Value - $15,000
Premium + GST + Stamp Duty - $800 + $80 + $88 = $968.
Excess - $750. |
John Khanh
Tinkerer
NSW
UZZ31 V8
Posts: 100
Reg: 03-2007
|
Could be your mods &/or you you live in a high risk area. |
Adam Lonergan
DieHard
Victoria
UZZ32 #369
Posts: 601
Reg: 08-2005
|
John Khanh wrote on Thursday, March 06, 2008 - 11:59 am:Very happy. Thanks Adam & thanks LSV!
Glad to be of assistance. I must consider asking for a referral discount. |
Iain Morrison
TryHard
NSW
2JZ-GE JZZ31
Posts: 177
Reg: 05-2006
|
Adam Lonergan wrote on Friday, March 07, 2008 - 07:51 am:I must consider asking for a referral discount
Just steer LSV to this thread Adam and they'll probably put you on their payroll. Thanks for the headsup Adam. I will call them today and ask for a further discount as I just noticed on their quotation they have marked my car as a V8. Surely it will be cheaper for a N/A 6. |
Aaron Casey
TryHard
nsw
'94 jzz30 gttl, 2 mini's one supercharged 
Posts: 468
Reg: 08-2005
|
hmm ill have to see what some of these can do for mine... |
Andrew Stewart
Tinkerer
Queensland
GT-T Single Turbo manual
Posts: 65
Reg: 06-2007
|
i drive a 97 manual soarer, and my insurance and excess from just car is both 1800. whilst i was signing up for insurance, the woman on the phone pretty much said to me that it is about the cheapest for a soarer because i live in a "low risk zone". she said if i was living in sydney, my car would cost around $3500 a year |
John Khanh
TryHard
NSW
UZZ31 V8
Posts: 106
Reg: 03-2007
|
That's still very expensive... I'm in Sydney and my premium & excess is fantastic!
If you're over 25... get a quote off Lumley. |
Scott Gates
TryHard
SA
TT
Posts: 262
Reg: 03-2007
|
I finally got an understanding person from Just Car, and also got a fairly good deal.
Agreed value of $13000
Premium of $887
Excess of (cough cough) $1750 plus another $600 if stolen
I also had the option of 'adjust excess' where you pay more excess and it can bring your premium down, didn't do this as excess is high enough already.
So in the end it worked out to be good.
This thread will be heaps of help to people looking to get insurance if they are over 25. |
Peter Nitschke
Junk Filterer
South Australia
UZZ30 UZZ31
Posts: 9570
Reg: 11-2004
|
I have just insured the UZZ39 with Just cars, agreed value $15k, cost = $962.
Curious, as I registered the UZZ31 in January with them, agreed value $20k, cost was $856.
They claim that rates are adjusted all the time depending on the claim rate of the car type.  |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4687
Reg: 03-2006
|
Bumping an Old thread...
I Just called Lumleys or LSV , and they DONT Insure Daily Driven vehicles !!! That convo lasted all of 2 seconds ! |
Kristian Sibum
Tinkerer
WA
2Jz 3.0 inline 6
Posts: 34
Reg: 02-2009
|
I am with Just car, Got full comprehensive, only had my license one year, Agreed value of 13k, no fines or anything no claims, and 18 years old 
Turned out to cost me $1330 with 2500 worth of excesses. :|
Just wont crash it haha |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4688
Reg: 03-2006
|
Oh my new premium is $1715 Value of $14k and all mods included with Just Car .
Maybe i should call LSV tomorrow and enquire about insurances for " Non daily " driven cars. I have a 2nd car also in my name.... |
Rob Rojo
Goo Roo
NSW
Soarer TT
Posts: 1606
Reg: 12-2007
|
Daniel, My car is with Lumleys and insured as a daily driver/ part business use. |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4691
Reg: 03-2006
|
Rob, The guy Specifically said " We do NOT insure Daily Driven Vehicles " .. The end . I will rty again later this week and maybe get someone helpful ! |
Andrew Duaso
Tinkerer
Victoria
V8
Posts: 6
Reg: 02-2009
|
just for reference
im with shannons, comprehensive
$8xxpa
$400 excess
27m melb
1991 V8 ltd..
my car is what they call market value and limited use, but insured as modified, wheels engine/exhaust suspension..
in addition to the 1st post, there are no further requirements, no log or limiting mileage... i have been with shannons in the past and they have been very good... but in the beginning i could not get into them as at some stage you had to be a certain age and have a particular type car, but thats all changed now |
Rob Rojo
Goo Roo
NSW
Soarer TT
Posts: 1609
Reg: 12-2007
|
Daniel Clarke wrote on Tuesday, March 03, 2009 - 05:57 pm:Rob, The guy Specifically said " We do NOT insure Daily Driven Vehicles " .. The end . I will rty again later this week and maybe get someone helpful !
I have my Policy in front of me and next to vehicle usage it says Private, Daily. The policy is only recent so I think you may have been given incorrect info or they have changed the guidelines for new business. |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4695
Reg: 03-2006
|
Thanks Rob, Guy sounded Old and a TOOL .... Will try again.
Was yours with Lumleys Special Vehicle ? With all Mods ? And how much you payin ? |
Rob Rojo
Goo Roo
NSW
Soarer TT
Posts: 1611
Reg: 12-2007
|
Yeah its with Lumleys Special Vehicles.
Vehicle type: Modified performance.
Premium $1445.00
Excess $1000
Value $14500. |
John Khanh
TryHard
NSW
UZZ31
Posts: 447
Reg: 03-2007
|
I just got my Lumley renewal last week. Don't know what's going on there Dan. |
Jose-Antonio Castillo
Goo Roo
NSW
Soarer VVTi
Posts: 1640
Reg: 07-2005
|
Would be nice if there website worked. I need cheaper insurance. |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4699
Reg: 03-2006
|
Thanks guys. Will call tomorrow again ! |
Vinh Bui
Goo Roo
NSW
94 UZZ31 (V8) / 96 JZZ30 (TT) / 97 JZA80 (TT)
Posts: 2730
Reg: 07-2005
|
Just got a quote from Just Car.
Premium $2000
Excess $2500
Theft $1400
Value $20,000
23, Male.
1996 TT
All modifications listed.
Too much? |
Brenton Trafford
DieHard
SA
V8 Limited - UZZ31
Posts: 873
Reg: 08-2005
|
That sounds high. Contact Shannons. It pays to shop around as much as possible. It might even pay to tell them about the JustCars quote? |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4702
Reg: 03-2006
|
Well there ya go.. LSV DO NOT do Daily Driving Insurance on Motor Vehicles ANYMORE !
Any Existing customers policies will be honoured and continued, but NO NEW policy will be taken up for something Driven Daily.
They are Mainly looking into covering limited driven cars like Historics, Club registered and so forth.
Guy i spoke to today was very informative and answered all my questions.
I Also asked about " Limited KM " driving, Which he said you would state on your policy when the car would be driven. IF it was weekends only and you crashed it during the week, IT WOULD NOT BE COvered ...
So That rules out Lumleys and LSV ...
As For Shannons... They want $450 more than Justcar on my exact same policy .
I used to look forward to getting older and Insurance becoming cheaper... It Just aint the case anymore,hehehe...
And Vinh, Sounds bout rigth mate. Im 29 Value of $14k and premium will be $1719 with all mods on board. No priors, no offences, clean record. |
Paul Ince
Tinkerer
QLD
E-JZZ30-ACPZZ (93 TT Auto)
Posts: 48
Reg: 01-2009
|
Try Elders,
They were the best I found from about 8-10 quotes. All the details were put in another thread somewhere but it was cheap premium, cheap excess and no dumb conditions like 'always garaged', free windscreen too. if you want more details look here
https://soarercentral.com/sc-forum/messages/285/276582.html
and look for my post |
Ben Bromhead
Newbie
ACT
TT Soarer
Posts: 4
Reg: 02-2009
|
Just Car
Premium $19xx
Excess $2100
Agreed Value of $14k
20 Male, no accidents
TT 1993
This is what i paid in December last year.
Includes all mods (larger turbo etc...)
Actually i just went and got another quote through the just car website and for the same excess i would have only had to pay $1500 :S |
David Grab
Goo Roo
SA
T78
Posts: 1195
Reg: 01-2008
|
Age: 21 going onto 22 soon
Insurance Company: H2P
Insurance Type: Comprehensive
Premium:$550-$580 somewhere around there
Excess: $750
Valued: $21,000
Will be getting the car assessed again due to more mods and stuff and will be asking for around $25K value. Seriously unbelievable deal i got, my dad wanted to insure my old tow car (EB Fairmont) which i gave to my brother and he the premium and excess was gonna be more than the Soarer with a value of $5000. Thats despite the fact that my brothers 25 and has never lost his license unlike me (single P plate missing off rear window). Can you say SCORE  |
Ben Bromhead
Newbie
ACT
TT Soarer
Posts: 5
Reg: 02-2009
|
damn it says H2P is for South Australian residents only |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4722
Reg: 03-2006
|
David, 25 K Value ??? Isnt that Really Over valued ?? |
David Grab
Goo Roo
SA
T78
Posts: 1224
Reg: 01-2008
|
Well its at $21K now but throwing a lot of money into her again. It works out about that to buy a stocker for around $6-7 and then about $15K for all the other •••• on the car to be replaced. So to build a replicate in its current condition will be around $21K, actually a bit more but meh.
So that all stuff like jap name brand part, wheels, exhaust, stereo which is pretty expensive (custom •••••• more custom interior ••••• intercooler etc etc |
David Grab
Goo Roo
SA
T78
Posts: 1228
Reg: 01-2008
|
Oh and Daniel dont get me wrong there is no way i could sell the car for that much, possible if i part it out. However better to have it at a greater value than under value if something ever happens god forbid. They way i see it is i got the deal of a life time and im over the bloody moon, no complains on my end but then again if something does happen them god know if they will pay out as there not as big as Shannons, justcars, AAMI etc |
Daniel Clarke
Goo Roo
NSW
TT 2.5L 6 cylinder
Posts: 4725
Reg: 03-2006
|
Fair enough David, WHat kind of mods does it have ? |
David Grab
Goo Roo
SA
T78
Posts: 1229
Reg: 01-2008
|
Too much to list, will do a write up once its all done and im happy with it but its mostly custom stuff which is labour intensive. |
Matthew Sharpe
Goo Roo
North Island
JZZ31
Posts: 4179
Reg: 10-2005
|
Pointless to insure for that much unless you have an agreed valuation signed off with the insurance company - otherwise the adjuster will just give you "market value" and you've wasted all that extra insurance money. |
Rob Rojo
Goo Roo
NSW
Soarer TT
Posts: 1642
Reg: 12-2007
|
David Grab wrote on Friday, March 13, 2009 - 03:59 am:Too much to list, will do a write up once its all done and im happy with it but its mostly custom stuff which is labour intensive.
Must be an absolute beast! 
Any pics at all? |
Peter Nitschke
Junk Filterer
South Australia
UZZ30 UZZ31
Posts: 10452
Reg: 11-2004
|
I just rang H2P about my 97 UZZ31.
Premium - $893.48
Excess - $500
Import Excess - $500 (added to the standard excess - total excess - $1,000).
Full comprehensive, Rating 1, market value deemed to be $16100
No modifications, no accessories.
This is more in line with what I have had from eg Just Cars, so the price David got is almost too good to be true. I suggest lock it in while you can, as you may find that getting another quote from them won't be quite so favourable. |
David Grab
Goo Roo
SA
T78
Posts: 1230
Reg: 01-2008
|
Matt- yeah they actually wanted to see the car and they appraised it, it was there condition for a grey import with modifications. I said i wanted $19K and they said "well thats good coz we are giving you $21K"
Rob- not really huge on power pretty much just nice goodies. Last Soarer was built for power/drift but got stolen so this is something with a bit less attention and a lot less hassle to bring back to stock when i get defected (4 defects in 6 months, the most defected car ive had and its the most tame haha)
Peter- when i was getting quotes back then no one would touch me once i said i was under 25 and lost my license one before. Shannons didnt want to touch me even with CAMS license, just cars wanted heaps and heap and H2P was the last on the list of 11 companies i tried. The guy gave me a quote and i screamed for him to give me a quote number. Next day i chased it up and signed it off. Only thing im worried about is that insurance companies reevaluated the value each year and im about up for it. Im hopeing it doesnt nose dive, but either way once the car is done ill take it around to them and they can reevaluate it with all the mods on it. |
David Vaughan
Goo Roo
NSW
IS300
Posts: 4637
Reg: 07-2005
|
There is a new firm on the block at www.thebuzzinsurance.com.au
They are backed by IAG (NRMA Insurance) just like AAMI owns Shannons although thebuzz does not seem to be oriented to the performance market.
I know they do young drivers but I have no idea whether they do Soarers. I saved 25% by switching the IS300 on its renewal this week though.
Investigate every year. |
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